When should I look into refinancing?
When should I look into refinancing? I took out a 15k debt consolidation loan last month to pay off my CC debt. My credit scores jumped from 640s to 790s-800s. I currently have two loans. A car loan: 21k at 6.3% (I have ~3 years left) Debt consolidation loan: 15k @ 15% (3 years) At what I point should I look into refinancing these loans. I took out the personal loan last month so ...