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Should I declare Bankruptcy?
Should I declare Bankruptcy? 62, M, $70K debt. Had some recent health issues, unable to pay current bills. Some credit cards are willing to work out an extension/payment arrangement/waive late fee, etc., but some won't. I now have a perfect credit payment history. If I'm unable to pay one of them, it will be reported as late to the credit bureaus, which takes 7 years to fal...
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