How to insulate yourself from your parents’ debt?

How to insulate yourself from your parents' debt? I noticed that my dad and his wife - who have never been all that well off - have been travelling a lot the past two years, going on at least 3-4 international trips per year. I casually asked how they had been paying for these trips, and he told me that his wife "Loves credit cards". A little alarmed by this, I asked about their greater financi...

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