Least bad way to tap into home equity to pay of credit card debt?

Least bad way to tap into home equity to pay of credit card debt? Overcome by a series of family events over the past few years and now have credit card debt of roughly $45k on two credit cards. Things are stable now and we pay off everything we spend in a month plus a few hundred dollars more but the accumulating interest is still causing the balance remain the same or even increase slowly. We own a house tha...

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