Can someone help me understand why my credit score is so volatile while I’m consistently paying down my debt, trying to repair my credit and repay debts?
Can someone help me understand why my credit score is so volatile while I'm consistently paying down my debt, trying to repair my credit and repay debts? I'm in the process of aggressively paying down a mountain of credit card debt. My goal is to pay down/reduce my utilization of credit cards to bring my credit score up enough so I can even consider a consolidation loan at a more reasonable APR (currently have about 20k sitting at ~25%) Backstory: I've had a high cc utilization % for a long time ...