Trying to justify spending $450 more a month in rent to live in downtown.
Trying to justify spending $450 more a month in rent to live in downtown. 23 years old. 85K salary. 7% goes to 401k with a 100% match up to 5%. $350 a month goes to Roth IRA. $800 in savings a month. Max out HSA after employer contribution of $1K. No loans or any debt. I can definitely afford it but I been so financially disciplined after graduating. All my friends in the area are pushing me to move to the downtown ar...