45yr, married. Next move?
45yr, married. Next move? Question is, should we pay off the mortgage at 4% ($1400/mo) or use the cash to invest and beat 4%? How much would we have to beat it by to make investing the better option? $120k yr income I'm a Small biz owner, wife is a public school teacher. $144k mortgage balance 20 yr remaining, 4% ($550k value) Wife has PERS pension, and can retire in 10...