I am 20k in Credit Card Debt and Unemployed for 6 Months

I am 20k in Credit Card Debt and Unemployed for 6 Months I have been trying to find a job for 6 months, and my credit debt has finally caught on to me. I had tried looking for a job for the past 6 months, I am a Java maintainer for 3 years, and tried hard to get back on my feet. Now I have still have no job, the landlord has been chasing me, and the bank has been chasing me for my 20k credit card debt...

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