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Spent the last 5+ years trying to improve my credit just for an oversight to drop it 62 points.
Spent the last 5+ years trying to improve my credit just for an oversight to drop it 62 points. I destroyed my credit when I was 18-19 and have spent years paying 100% on time to see my credit go from about 530 to 640. All the stuff from 18-19 has dropped off my credit with 2 30 day late payments remaining on it both over 3 years old. I had all my credit stuff on auto pay and decided to get a new bank account so I could have a local bank v...
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