My wife found an unused Bank of America credit card on her credit report. Has she been the victim of a scam?

My wife found an unused Bank of America credit card on her credit report. Has she been the victim of a scam? Long story short, my wife recently ran a credit report and saw a Bank of America credit card with a fairly low credit limit there that she was unfamiliar with. She called BoA and got some more information, found that it had been applied for under her maiden name, using our current address, and had never been activated. She was able to get the ac...

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