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Is it generally wise or dumb to make 4.8% – 5.5% on cash that would otherwise pay off a 0% interest CC?
Is it generally wise or dumb to make 4.8% - 5.5% on cash that would otherwise pay off a 0% interest CC? Instead of paying off my credit card in full, (which I can do at any time) I have been holding a large amount (~$20K), in High Yield cash accounts to take advantage of the current interest rates. I have made many hundreds of dollars in interest with zero risk, but at the expense of placing in the stock market where i would have made more, but at...
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