How dumb is it to buy a new car?
How dumb is it to buy a new car? I'm 25 years old, work in healthcare, and make $110K annually. I have a net worth of $96K. Breakdown: I have 15K in student debt, 13K in a stock/crypto, 40K in a retirement account (Roth +401K), 46K in a HYSA (which generates $200/month in interest), and about 9K in my checking account. And my current car is worth 3K. Recurring monthly expense...