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In my situation, what “emergencies” do I really face?
In my situation, what “emergencies” do I really face? This is purely a thought exercise. I’m wondering how much liquid I actually need, and the likelihood of any actual scenarios. I have a fully liquid 8mo emergency fund at full take-home salary; much longer with budget changes. I could get a slightly higher interest rate in a CD with some withdrawal penalties but it wasn’t worth the hassle to me. ...
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