Asking those who have had to use their travel insurance

Asking those who have had to use their travel insurance TLDR: Looking for an outstanding insurance company for our trip. Canadian F(64)+(M67) going to Paris, London, then a transatlantic cruise ending in the USA, then flying to New Orleans for a week before h"ading home. We have booked VRBO's and hotels London and Paris and have prepaid our trip.Not using a travel agent. We have associations with CAA...

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