In my early 40s, I am worried about retirement with 70K only in my 401k.
In my early 40s, I am worried about retirement with 70K only in my 401k. I am in my early 40s and my 401k balance is currently under 70K due to poor financial planning and job changes. While I 200K annually, I am worried about my retirement savings. My stock portfolio has crashed by 50% and I'm down $5K from my peak of $20K in November 2021. Thankfully, I have an emergency fund that can cover me for the next 8-12 mon...