I have never had a credit card and tried to avoid them. But do I actually need a one?
I have never had a credit card and tried to avoid them. But do I actually need a one? I'm fortunate to live at home to save on expenses, but I would like to eventually buy a small house. I checked my credit score a few days ago and it wasn't the greatest, like 600. I paid my student loan off a 2 years ago and I bought a used car at discount before that for cash. I'd like to keep it as long as I can. I feel like I should be in a g...