Just got summoned for a debt I forgot about

Just got summoned for a debt I forgot about I've been working really hard recently to pay off my credit cards. A few years ago I took out a credit card consolidation loan ($6k). I put it on auto pay and missed a couple payments because I just didn't have enough in my bank account on that day. They were very quick to discharge it. This is the stupid part. That was discharged and I knew th...

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