LPT: if you accumulate and use credit card points, check to see if gift cards are better per point than spending through the store

LPT: if you accumulate and use credit card points, check to see if gift cards are better per point than spending through the store Credit card points may yield more when buying gift cards than by directly using them on the same company’s website. For example, Citi ThankYou points for Best Buy are worth about 20% more when using them for gift cards versus through the Best Buy website as a payment option.
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