I have $32,000 saved up, what should I do?

I have $32,000 saved up, what should I do? Hi everyone, I (23M) have saved up about $32,000 from working at a part time job over the last 10 months now. I'm seeking advice on where to go from here. I owe about $25,528 in federal student loans. Current principal is $25,500 with 4.99% interest rate. I have accrued interest of $28, which leaves my total payoff amount at $25,528. I'm curren...

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