28yo 45k CC Debt & taxes

28yo 45k CC Debt & taxes Hi Reddit I wanted to seek your advice about my current debt situation. I need to get my life right. Backstory: I moved out of NYC during covid 2020 and neglected my financial responsibilities. During this time I did not work & have no work history. In this time I have default on three cards. Credit card 1: $45k chase reserve card Credit card ...

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