LPT request: How to get at-fault drivers insurance to help cover the cost of a new car after an accident?
LPT request: How to get at-fault drivers insurance to help cover the cost of a new car after an accident? Two days ago I was driving home from work when someone texting and driving in the oncoming lane swerved into me and hit me head on. My car is totalled. My neck is very sore but I'm otherwise uninjured. I was less than two years into paying off a 6 year loan on my car, and I owe more than it's worth with no gap insurance. The insurance payout wil...