CC Debt – Pay Off In Full, or Take Settlements

CC Debt - Pay Off In Full, or Take Settlements When COVID hit, my wife and I lost both our jobs for almost a year. We exhausted savings, then used credit cards to survive. Between us, we have $70k in CC debt. In late 2021, we both got jobs and out net income is higher than ever before. We have new credit cards (no balances), very low expenses (30% of net income), and a decent savings account...

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