Should I do the balance transfer now or wait?
Should I do the balance transfer now or wait? Y'all helped me figure out a payment plan for my credit card at the beginning of the year, and I'm so grateful - it's helped so much! I've gotten the balance down, and have opened up some credit for myself. I'm curious if I should start a balance transfer now or wait? Current card balance: $7,100 ($10,000 limit) APR: 21.49% New card limit: $56...