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Pay off HELOC or Maintain a Small Balance?
Pay off HELOC or Maintain a Small Balance? Hello PersonalFinance! Never been to this subreddit before, but figured I'd pop-in since ya'll may have the answer to the question I have... So I have a house that doesn't have a mortgage on it except our HELOC. Long story short, we bought the house in cash, and then took out a $400k HELOC to renovate it. We only used a max of $130k of the line ...
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