retiring, need help with options: lump sum or annuity

retiring, need help with options: lump sum or annuity Made the decision to retire next January, so working to get all my ducks in a row, and now considering retirement benefit options. I'm wondering whether to take a lump sum of $500k or an annuity that pays $3.3k/month till I die and $2.5k/month to my spouse till they die if I go first. Also wondering what to do with the lump sum if I go that rout...

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