What to do with the extra money?

What to do with the extra money? Hello everyone! This is my first post ever on reddit, so please be kind 😂 So it goes like this I am 25yo male, I work as an engineer on a cruise ship, I’m paid only onboard.I work 10 weeks on and off, i earn approximately 40k (usd) per year, which is ok considering I am from balkan country and this is my starting position, next one should be clo...

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