Is declining my benefits a good idea

Is declining my benefits a good idea Just started this job and am getting a lot of info on benefits. While I have some understanding of the importance of using them, I really want to start paying back some of my debts (4.5 k for college, 1k for accident, some other smaller amounts) ASAP. I’m still under my parents insurance and am currently living with them so I’m not under and pre...

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