Am I making the most of our income?

Am I making the most of our income? Hello! I’m reviewing our finances and wondering what I could do better. I am 31F and husband is 34M, we have two kids under 4 and are both hoping to retire early-ish (but not insanely early). Retirement balances: $20K (my 401k), $17K (my Roth IRA), $17K (his Roth IRA), plus his pension that should pay out about $4500/month (no plans to move from...

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