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Confused at what we should do for retirement based on incomes
Confused at what we should do for retirement based on incomes My wife and I are in our 30s and file jointly for taxes, make about $295,000 pre-tax a year. So we can't contribute to the Roth IRAs (had been in previous years) anymore because income but could do a backdoor. We expect to take/make less in retirement than we are earning right now. We have the current retirement accounts open:
Vanguard Roth IRA...
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