My contract says I have 60k in RSUs, how to handle it?

My contract says I have 60k in RSUs, how to handle it? As the title says, my company put in my contract that I have 60k USD in RSUs. I can cash 25% of the total once a year. I have no idea about the stock market or what to do with this. My husband and I are in debt (3k on my cc and 8k on my husband’s ccs) and I want to use this to pay it off + have some savings (we have none). What would be the best...

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