Are these short and long term disability policies worth the cost?
Are these short and long term disability policies worth the cost? My wife has the following short and long term disability insurance policies available through her employer. We're wondering whether they are worth the cost. We do have a roughly 6 month emergency fund. Short term disability: costs $14.14 per biweekly pay period, pays a benefit of up to $250 per week, which is 49% of her take home pay. Pays benef...