How do I pay back a year of rent?

How do I pay back a year of rent? Before I get into it, please know that I know this is/was awful of me and that I took advantage of my landlord. All I want to do is make it right at this point. TLDR personal loan for $8k in rent or try to set up a payment plan? Relevant numbers: My rent is $650 a month, I made $16k last year. I'm in a sub-5k rural area with low COL. I can't ge...

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