Mom wants me to take over her life insurance payments but I’m not sure if it’s worth it.

Mom wants me to take over her life insurance payments but I’m not sure if it’s worth it. My mother recently told me she’s been paying $99 a month for the past 30 years for a $100,000 life insurance that will pay upon her death, it’s not term limited or anything like that. I would’ve told her to stop 15 years ago if I would’ve known, she’s retired and has her 401k and social security check but no other income. She’d like my sister a...

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