I’m 21 and have a credit of 523, advice?

I’m 21 and have a credit of 523, advice? I’m 21, still in school for Computer Science. I ended up quitting my part time about a year ago and ended up accumulating $1475 debt on my discover credit card (limit is $1500). I stopped paying my car and was 5 months behind before it got repossessed. My grandpa was able to help me pay for the amount that I had owed thank goodness but now I rea...

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