Should I be worried that my mom has a Universal Life Insurance policy?

Should I be worried that my mom has a Universal Life Insurance policy? Hello, my mom who is 70, has AIG's universal life insurance. The policy amount is $100,000 and she's been paying $87/month ever since she got it 17 years ago. She used to have a term policy, but I was a dummy and didn't know what I was talking about and said she change her policy. I deeply regret this. She threw away any original forms and docum...

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