ELI5 Roth + Higher Tax Rate in Retirement

ELI5 Roth + Higher Tax Rate in Retirement I know the argument about the value of Roth accounts: better to pay taxes on the money now than in retirement (where the income will presumably be taxed at a higher rate) but I don't understand the argument. If I am in my highest earning phase of my career and if I only expect to make 80% of my current income in retirement (a valid expectation, ...

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