Switching from I Bonds to T Bills

Switching from I Bonds to T Bills Hello reddit Considering switching from I Bonds to T Bills. I rode the I Bond wave from 7.12% until now that they are sub 4%. I understand that if I sale my I Bonds I'll forfeit my last 3 month since I didn't hold them for 5 years. Therefore, I should sale when they are accruing the sub 4% interest rate. My question, mathematically, when is it ...

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