Thoughts on refinancing car for some extra financial breathing room?

Thoughts on refinancing car for some extra financial breathing room? About my situation: I am a resident physician, my take home after taxes is 44k. I'm married, my partner is also a resident physician, her take home salary is exactly the same as mine. We split expenses like the mortgage, bills, etc. except for things that are innately our own. I pay my own car payment, she pays her own credit card bills and thin...

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