How much do you keep as your HSA Cash Balance (not invested) and what is your reasoning?

How much do you keep as your HSA Cash Balance (not invested) and what is your reasoning? Do you keep one year of deductibles? Five years? A fixed amount, like $3,000? I'm (38M family of four) trying to find a way to set this and forget it for the next few years but I can't decide on a strategy. Wife just had a baby this year and most of the expenses related to labor & delivery are behind us. Historically, we have been healthy and h...

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