What examples of large emergencies can you all share?

What examples of large emergencies can you all share? My spouse and I are currently building up our E-fund and I'm looking for some concrete examples of emergencies that we should be able to cover, excluding job loss. Examples from this community's personal experiences is appreciated. We both work W-2 jobs in separate, but stable fields where I feel either one of us could find a similar job in abou...

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