Is it worth paying extra towards the principal of my 4.99% Mortgage? Why or why not?
Is it worth paying extra towards the principal of my 4.99% Mortgage? Why or why not? Before anyone asks, we are maxing out our 401ks, Roth IRAs, HSAs, have no debt besides mortage, and have a 12 month emergency fund in a HYSA. I keep seeing people getting really defensive about people paying extra money towards their mortgage... my question is, why?? Something about paying extra towards my mortgage sounds extremely relieving. Kn...