My house needs work and I’m not the owner, but I am the one who will be paying. What should i do?

My house needs work and I’m not the owner, but I am the one who will be paying. What should i do? Long story short. My home needs a rewire, along with cosmetics fixes that will follow and just material cost im looking at almost 30k in a loan. My dads name is on the house. They make like 35k a year and i make 120k+. I heard it’s bad if the house gets put in my name for tax reasons (he bought it 30 years ago so it’s appreciated in value). Howe...

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