In praise of emergency funds
In praise of emergency funds Over the last couple of years I’ve been steadily building my emergency fund - my goal is 6 months’ worth of expenses and I’m sitting on about 5 months’ worth now. That account has tempted me once or twice when I wanted to buy a big-ticket item or spend a little extra for a vacation. But I kept my hands off it and just let it sit in an HYSA. I d...