In 2023, do you have to tip everyone in the US that interacts with you in service?

In 2023, do you have to tip everyone in the US that interacts with you in service? As the title says, I am visiting the US shortly and curious about current standards for tipping culture. I understand the need to tip at restaurants, bars and such. But how about hotels and whatnot - is the rule of thumb if someone touches my luggage (hopefully not), I tip? Furthermore, can one travel to the US cash-free and are tips accepted el...

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