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(34-US) I don’t have a budget. I set aside money for student loans and retirement, and spend what I spend. Is this a bad way of living?
(34-US) I don't have a budget. I set aside money for student loans and retirement, and spend what I spend. Is this a bad way of living? me- 34 years old, single, living in the US. I am a federal employee making $33.30/hour after averaging in premium pays. I contribute 4.4% towards my pension, which will pay out 30% of my average "high 3" years pay when I retire at 57 years old. I also contribute 18% of my pay to my "401k" while work contributes an additional 5%. This works out t...
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