How Screwed over am I exactly?

How Screwed over am I exactly? I am a 21 year old Male and have been paying my car off for a year now. I bought a Silver 2014 Toyota Corolla LE with 120,000 miles on it from a used car dealership in Pennsylvania back in 2022. I put $9000 down for the down payment and financed the remaining $13000. I told my friend about my car payments and he laughed at me and said I got scam...

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