Married, have 40k in savings and max our 401k. What should we be doing?

Married, have 40k in savings and max our 401k. What should we be doing? I am 29 years old and my wife is 38. We make about $250k roughly combined (give or take). We have $40k just sitting in a standard savings account at a credit union. We also contribute to our 401k and have them maxed. We are striving for my wife to be a stay at home mom next year and I have no idea what I could be doing better with my money to en...

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