How do I get my cousin to understand life insurance policy a family member got him is too expensive?

How do I get my cousin to understand life insurance policy a family member got him is too expensive? My cousin, 22 years old, college student signed up for life insurance ($500,000) through a family member at $230 a month. In order for him to afford that, he needs to work 2+ weeks. He only works weekends. How do I tell him that is too high and to go against his stepdad(who signed him up for it) and his mom(my aunt)? I have supplemental life ins...

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