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Am I on the right track with 403b?
Am I on the right track with 403b? 43, single, no kids, and late to the 403b game (just a few years in). No employer match (state gov), but I put in 13.8% pretax and 11.86% post (ROTH) = trying to max out Roth every year from now on. Changing % on 403b every time there is a raise (most years it was 1% raise, last two we went up to whooping 4%) Total(pre+post) comes out to 25%. Cu...
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