Parents just gifted me $15,000

Parents just gifted me $15,000 Parents randomly gifted us $15,000 tonight. Wife wants to put it in savings for a down payment. I want to do the below with it: $1,000 kid 1 custodial account $1,000 kid 2 custodial account $1,000 vacation fund $2,000 HYSA (I use spaxx) $7,000 SP 500 index fund $3,000 nasdaq index fund Thoughts? My wife have no debt and pretty well off overall. ...

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